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Homeowners Insurance


Trust St. Louis-based Daniel and Henry to help you make the right choice.

Happy Husband, Wife, and Child Standing in Front of Their New HomeChanging home insurance can be complicated, time consuming, and frustrating. Getting quotes, understanding insurance jargon, and dealing with 1-800 numbers makes it feel overwhelming. Why not work with a professional who does everything for you?

Lucas Signorelli is an Insurance Broker in St. Louis MO who makes shopping for home insurance quick and easy. Lucas does the heavy lifting, saves you time and money, and makes switching seamless. Consider Lucas your personal insurance advisor, offering professional guidance and expertise free of charge.

Our Goals for New Clients

  • Search the market for cheapest quote
  • Make switching insurance easy and seamless
  • Provide personalized guidance and support
  • Offer a gold standard of coverage

Let’s Get Started

Quoting your insurance is easy with our 3 step process:

    • Fill out a quote sheet
      (Takes 5-10 minutes)
    • Lucas secures you a quote within 48 hours.
    • We’ll schedule a 20 minute phone call to present your quote and answer questions.

That’s all there is to it.

Our Home Insurance Companies

When getting quotes for clients, we approach 9 home insurance companies for pricing (all listed below). These companies are our partners. We’ve placed business with many of them for decades, and maintain strong working relationships. This allows us to be an effective advocate between our clients and their insurance company.

      • Safeco Insurance
      • Travelers Insurance
      • Nationwide Insurance
      • Chubb Group
      • Acuity Insurance
      • Cincinnati Insurance
      • Electric Insurance Company
      • Pure Insurance

Bundling Home and Auto

Typically, clients save substantial money by bundling their home insurance and car insurance policies, allowing them to earn a ‘multi-policy discount’ from insurance companies. We strongly recommend quoting your home insurance along with your car insurance. This will give you the best pricing, and make sure your policies are all in one place.

Home Insurance Team

Daniel and Henry’s team of personal insurance experts in St. Louis MO can help optimize your home and car insurance.

What does Home Insurance cover?

Home Insurance policies have a fairly standard structure, as mandated by state law and ISO (Insurance Services Office). The coverages included in the home insurance policies we provide clients are listed below. For a more thorough explanation of the coverage, please reference the blog post Home Insurance 101.


      • Coverage A – Your Home itself.
      • Coverage B – Garages and other detached buildings.
      • Coverage C – Your personal belongings.
      • Coverage D – Relocation expenses if you have a claim.
      • Coverage E – Personal Liability protection if you are sued.
      • Coverage F – Medical payments for injuries that occur on your property.

*Full Replacement Cost


Deductibles – Variety of choices, most commonly between $1,000-$5,000.

Earthquake Insurance

Flood Insurance

Umbrella Insurance

Sewer Backup

How much does it cost to work with Lucas?

Working with Lucas, and Daniel and Henry, is free of charge to clients. Insurance companies pay us commission for selling their products, which serves as our compensation.This is baked into the price of your policy, and does not cost you any extra money out of pocket. In fact, we’re often able to save clients money by constantly searching the market for better pricing, and provide a higher level of service then they currently receive.

About Lucas

Lucas Signorelli (CLCS, CISR) is an Insurance Broker for the Daniel and Henry Company. He has earned several professional designations and is a licensed insurance Producer in the State of Missouri. Lucas is a lifelong St. Louis resident, passionate community member, and dedicated professional.

Daniel and Henry is a full service insurance agency located in St. Louis MO that serves thousands of clients in all 50 states. Our team has 175 employees, has been in business for 100 years, and is a Top 100 Agency in the US. Many of our clients reside in the St. Louis region, but we are able to serve clients nationwide. We offer the professionalism of a large agency with the familiarity and service of a small shop.

Lucas Signorelli Insurance Broker

Signorelli Insurance offers free, comparative quotes on Homeowners Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.