Auto Insurance

Choosing the correct Auto Insurance policy is an important risk management decision for you and your family. Due to the increasing cost of medical bills and auto repairs associated with car accidents, it’s more important than ever to make you have a quality auto insurance policy in place with adequate limits of insurance. 

Lucas Signorelli helps clients in the St. Louis market and beyond put in place high quality Auto Insurance coverage, with preferred insurance carriers that is personalized to your specific needs. We are not the place to come for dirt cheap car insurance with minimal protection. If you want a Broker that offers you elite service, robust insurance protection, and a long term relationship, then you are in the right place!

If you would like to schedule a consultation with Lucas to review your Auto Insurance needs, please click the button below to setup an appointment:

If you work with Lucas and his team, you can expect the following services:

• Quality Insurance Coverage: Our top priority is not the “cheapest” price, but the right level of coverage for your home. Clients can be assured that they are protected with high quality insurance policies, robust limits of insurance, and extended endorsements/coverage features.
• Personalized Service: Our firm provides personalized consultation, advice, and strategic insurance planning services for our Auto Insurance customers. This means 24/7 access to a team of insurance professionals, who can help with coverage questions, claims, and service issues as they arise. 
• Brokerage Services: Instead of being locked into one insurance company,Lucas and his team work with 10 different auto Insurance companies and will survey the market on an annual basis to make sure you’re with the right carrier.
• Credible Insurance Carriers: We only work with the highest quality insurance carriers in the market, that are financially solvent, provide elite claims service, and maintain their obligations to clients. Due to our long term working relationships with these carriers, we hold them accountable and advocate on our client’s behalf when it’s time to file a claim.
• Long Term Cost Control: Receive long term cost control on the Auto Insurance coverage you need. If your rates increase, Lucas and his team will remarket your policies and strategize with carriers to assist with long term premium stability and cost containment.
• Additional Coverages: Lucas and his team offer the following additional insurance products in collaboration with Homeowners Insurance policies:
  • Bundled Home/Auto and Renters/Auto Insurance packages
  • Un/Underinsured Motorist coverage
  • Collision and Comprehensive coverage
  • Classic & Exotic Car Coverage
  • Personal Umbrellas
  • Accident Forgiveness
  • Telematics Discounts
  • Lowering Deductibles

If you would like to schedule a consultation with Lucas to review your Auto Insurance needs, please click the button below to setup an appointment:

What does my Auto Insurance policy cover?

1. Liability coverage: Liability coverage is the most basic component of an auto insurance policy, and it provides protection in the event that you are found at fault for causing an accident. Liability coverage typically includes bodily injury liability and property damage liability.
2. Collision coverage: Collision coverage provides protection for damage to your vehicle in the event of an accident, regardless of who is at fault.
3. Comprehensive coverage: Comprehensive coverage provides protection for damage to your vehicle caused by events such as theft, vandalism, natural disasters, or other non-collision incidents.
4. Medical payments coverage: Medical payments coverage provides reimbursement for medical expenses for you and your passengers, regardless of who is at fault for the accident.
5. Uninsured/underinsured motorist coverage: Uninsured/underinsured motorist coverage provides protection in the event that you are involved in an accident with a driver who does not have adequate insurance coverage.
6. Personal injury protection: Personal injury protection (PIP) coverage, also known as no-fault coverage, provides reimbursement for medical expenses and lost wages in the event of an accident, regardless of who is at fault.
7. Roadside assistance: Some auto insurance policies include roadside assistance coverage, which can provide assistance in the event of a breakdown or other emergency while on the road.
8. Rental car coverage: Rental car coverage can provide reimbursement for the cost of a rental car while your vehicle is being repaired following an accident.
9. Custom equipment coverage: Custom equipment coverage provides coverage for any additional equipment or custom parts that have been added to your vehicle.
10. 10.Classic car coverage: Classic car coverage is designed for older and classic vehicles and can provide specialized coverage options for these vehicles.

Overall, auto insurance policies provide financial protection for vehicle owners in the event of damage or injury caused by a car accident, covering the repair or replacement of the vehicle, medical expenses and lost wages, and other costs that may arise from the accident.

If you would like to schedule a consultation with Lucas to review your Auto Insurance needs, please click the button below to setup an appointment: